If you’re thinking of setting up a new house or planning on renovating your home, you might also consider shopping for new furniture, home décor or the latest consumer electronics without the budget being a constraint.
You can get a loan to cover all your financial needs without blowing up all your personal savings. Moreover, you can repay the loan in Equated Monthly Instalment (EMI). This makes it easier for you to repay the complete loan amount. With the help of a Bajaj Finserv’s EMI card, you can make purchases and convert it into easy EMIs.
Apply for a Bajaj EMI Card on the Finserv Markets App to get a maximum pre-approved loan of Rs. 4 Lakhs that you can use across any of Bajaj Finserv’s 60,000+ partner stores in more than 1300 cities. Finserv MARKETS also offers RBL Bank Credit Card, so you can make the most of the several industry-first benefits and innovative features.
Features & benefits of an EMI Card
• Pre-approved loans
Pre-approved loans are mostly unsecured which means you are not required to pledge collateral. It is a short term loan that any individual with a decent CIBIL Score can avail from banks, NBFCs or Fintech lenders. They are not different from the normal loans in their nature except that the bank itself reaches out to you to lend. So, if you get this offer, it means that your creditworthiness has already been assessed favorably. With Bajaj EMI Card you can avail a pre-approved loan of up to Rs.4 lakhs.
• Flexible loan tenors
Repaying for your product becomes easier with flexible loan tenors. As a borrower, you have the flexibility to choose your tenure, the loan amount and accordingly adjust your EMIs. While your longer loan tenure comes with affordable, small-amount EMIs, it also increases the interest rate payable on the loan. It’s best to opt for longer repayment tenures if you think you cannot afford higher EMIs. At Finserv MARKETS you can avail of a flexible tenure ranging from 3 – 24 months.
Minimal documentation saves a lot of time when purchasing a product. A one-time submission of basic documents is all that is required to purchase your products on EMI, existing Bajaj EMI Card holders need not provide any documents at the time of purchase.
• Shopping online becomes easier
Planning to revamp your home with all new furnishings? Why not shop for it using Finserv MARKETS App? With an EMI Network Card you can shop all your favorite products like refrigerator, tv, smartphones, laptop and much more on EMI from top e-commerce platforms such as Amazon, Flipkart, MakeMyTrip, Yatra, Paytm, Samsung, Pepperfry, etc.
• Easy access
You don’t have to carry your Bajaj EMI Card everywhere. You can access it with ease on your Finserv MARKETS App.
• No foreclosure charges
There will be no foreclosure charges if you foreclose your loan after paying your first EMI. Finserv MARKETS App makes your life easier and the process of purchasing products much simpler.
Finserv MARKETS offers personalized choices for Loans, Cards, Insurance, and Investments & UPI Payments along with No Cost EMI offers. You can shop for a wide range of lifestyle products on the Finserv MARKETS App.