How to Buy Bitcoins Using Credit Card


Historically, there have been only certain modes of payments used to buy bitcoins, but that has changed. The most common and popular payment method to buy bitcoins is using a credit card. Since paying through a credit card is now common worldwide, almost all the crypto exchanges and hubs that sell bitcoin support credit cards as a payment method.

But how can you buy bitcoins using a credit card? how to buy defi coins. There are three routes to buy bitcoin with credit card, and today we’ll be deep diving into those three ways.

Method #1 – Centralized Exchange

The first and the most common way to buy bitcoin with a credit card is via a centralized exchange. Beginners, intermediates, and even experts of the bitcoin world trust centralized exchanges to buy, sell, store, and trade bitcoins.

People trust centralized exchanges due to the fact that they are secure, safe, fast, and provide great features to all types of consumers. Moreover, many trusted centralized exchanges like Coinbase, Binance, Coinmama, and Krakenalso offer 24/7 support to help their customers easily carry out bitcoin transactions.

Buying bitcoin using a credit card on a centralized exchange is pretty simple. All you need to do is just create an account, verify your identity, enter your credit card details, and the amount of bitcoin you want to buy.

A centralized exchange won’t ask you a single question, nor you won’t have to worry about thefts when buying bitcoins using a credit card. Buying bitcoins using a credit card via centralized exchanges is a pretty common method in the world of crypto.

If you are looking for a simple, secure, straightforward, and friendly bitcoin buying experience using a credit card, trusting a centralized exchange is a way forward.

Method #2 – Decentralized P2P Exchange

Another common and the most popular way to buy bitcoin with credit card is to use a decentralized P2P exchange. Basically, a P2P decentralized works like an online classified marketplace. Unlike a centralized exchange, sellers and buyers post their ads so that others can contact them directly via the marketplace to buy or sell bitcoins.

LocalBitcoins is a fine example of a decentralized P2P exchange. At LocalBitcoins, you can easily buy bitcoin with a credit card. To do that, you first need to setup your account on LocalBitcoins. Once you have setup your account, you’ll be asked to complete some identity checks.

After your account is ready, find a bitcoin seller around you that accepts a credit card. Once you have found a bitcoin seller, check the reputation of the seller and read the terms of trade. If you are satisfied with the seller’s reputation and trade terms, enter the amount you want to buy in BTC or USD and write your contact message. Then, click on the “Send Trade Request” button to initiate the trade.

The seller will respond to you and send you some additional requests as per the trade terms.  Fulfill those terms, and once you have paid, verify your payment by clicking on the button that says, “I have paid.” The seller will verify your payment, and the ESCROW system of LocalBitcoins will automatically send you the bitcoins you have bought to your wallet.

Method #3 – Official Bitcoin WebPortal

Now the last way to buy bitcoin using a credit card is to use the bitcoin official webportal. The official portal was launched back in 2008. Since then, it’s one of the most reliable mediums to buy bitcoins using a credit card.

Simply visit the official bitcoin webportal at There, you’ll be asked to select a cryptocurrency, the amount in your preferred currency or cryptocurrency. Once you have filled everything, click on the “Buy BTC” button.

There, you’ll be asked to enter your wallet address. And after that, your mode of payment. Select credit/debit card and enter the details of your card. Once you entered the details, click on the pay button.

It will take some time to process the transaction. But after some time, your wallet will receive the number of bitcoins you have purchased from the official bitcoin webportal.

Final Words

After the recent boom of bitcoin, everyone is buying bitcoins at a rapid pace. So what are you waiting for? Buy bitcoin using your credit card via any one of the ways we have showcased above and join the future of money!